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(OT) Will we be Nuked?

Ok, the fear is that the evil dooers of the world are going to get a nuke bomb and use it against us. I fear this about as much as I fear crazed saber tooth kitten attacking me while I sun bath on a Big Red Party Barge. (Cruise ship)

What I fear most is a biological weapon. There is no way to detect if a person has one, unlike a nuke, and it can be released without any one knowing it for day or even weeks thus allowing the sick bastard who let it loose to escape.

We have detection equipment to detect radation, so the chance for a nuke to be used is remote, but a biological weapon, well, there is no detection equipment per say for that.

But regardless, $ crazy, money hog Famers fears we are going to be nuked so they have changed their auto insurance pricing plans. Go figure.

Quote:

BLOOMINGTON, Ill. (Feb. 27) - State Farm, the nation's largest auto and residential insurer, is changing its car insurance policies to clearly exclude claims stemming from nuclear explosions or radioactive fallout.

The Bloomington-based insurer is mailing notices to 40 million auto policyholders that says nuclear bLasts or radioactive damage are not normal road hazards, whether the incidents are accidental or intentional.

State Farm spokesman Joe Johnson said the company reviewed policies in the wake of heightened awareness over terrorism and realized there was no specific language regarding nuclear-related claims.

``Basically, a nuclear event is the type of situation that could threaten an insurance company's solvency,'' Johnson said.

Most insurers' auto and homeowners policies contain a similar exclusion, said Loretta Worters, spokeswoman for the Insurance Information Institute. State Farm already excludes nuclear-related claims in its homeowners policies.

The nuclear exclusion will be added to automobile policies up for renewal beginning Dec. 1, and should be included in all State Farm auto policies by June 1, 2004, Johnson said.

Notices are being mailed to auto policyholders in states that have approved the exclusion, State Farm spokesman Dick Luedke said. The company is still awaiting approval from insurance regulators in eight to 10 states, he said.

State Farm paid out $20.3 million in auto, fire and life insurance claims stemming from the Sept. 11 terrorist attacks, Johnson said. The company's biggest previous payout was $3.7 billion for Hurricane Andrew.

02/26/03 17:48 EST

Copyright 2003 The Associated Press

<font size="2" face="Verdana, Helvetica, sans-serif">Ok now stay with me here folks.

"State Farm, the nation's largest auto and residential insurer, is changing its car insurance policies to clearly exclude claims stemming from nuclear explosions or radioactive fallout."

What part of this do you think is funny?

exclude claims stemming from a nuclear explosion or radioactive fallout.

Think about this for a second..............

Times up.. If it took you longer than a second to see the fundamental flaw in this, then you work for Farmers.

If a nuke goes off, WHO THE HELL IS GOING TO BE ALIVE TO FILE A CLAIM FOR THERE CAR IF IT IS DESTORYED BY A FRICKING NUKE? Chances are, the owner is dead to! Duhhhhhhh.

Um honey, that nuke destroyed our car, but by god we are safe. La'dedadada. Farms is run by Idiots!

[ February 28, 2003, 04:40: Message edited by: CNCRaymond ]