[Fian]

I am pretty sure that I am not wrong on this (heck, even the Investor's Business Daily agrees that saving is a good thing). Encouraging spending via debt is only a temporary benefit to an economy. Saving ensures the long term stability of an economy. Where do you think all of this money is coming from that people borrow? It is only possible because some people choose to save their money in banks, which then in turn loan the money to borrowers. If there are no savers, there can also be no borrowers as well. I didn't realize I was talking about rocket science here.