[Alpha Kodiak]

I may regret entering into this again, but the one thing that keeps being overlooked is that you get the child tax credit regardless of how little you pay in income tax. I will receive a $4000 credit ($1600 higher than Last year) regardless of whether I owe taxes or not. There are some limitations on that, but they primarily apply to those with higher incomes rather than lower. You can argue whether it is a good idea or not, but you can't say the tax break isn't there.