[Wardad]

INVESTING FOR YOUR RETIREMENT:

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If you had purchased $1000.00 of Nortel stock one year ago, it would now be worth $49.00.

-O-O-O-O-O-O-O-O-O

With Enron, you would have had $16.50 left of the original $1,000.00.

-O-O-O-O-O-O-O-O-O-O

With WorldCom, you would have had less than $5.00 left.

-0-0-0-0-0-0-0-0-0-0-0-


But, if you had purchased $1,000.00 worth of Beer one year ago,drank all the beer,then turned in the cans for the aluminum recycling REFUND, you would have had $214.00.

-0-0-0-0-0-0-0-0-0-0-0

Based on the above, current investment advice is to drink heavily and recycle.

It's called the 401-Keg Plan