Perhaps the x first turns should have only events tagged as minors. I lost too my temple in a pbem on the first turn. Bad, very bad
(but my Pan enemy lost 1/4 of his pop some turns later, hehe!).
The other things to consider is that taking anything below luck +1 is playing lottery, unless you take order. Cautious (or not so cautious) players in MP dont take order 0 and luck 0, this is simple too dangerous.
The thing is even more important now, because in dom2 the events are on common by default (and were in rare in dom1).
On a related topic, I would have liked to have 3 scales for events : common, average, rare.