[Psitticine]

Dear Sir, Madam, or Entity,

I believe the effect you speak of, i.e. the detonation of a Medallion of Vengence, is supposed to be explosive/concussion damage. Any flash/burn damage is incidental and thus not covered by your policy with the Demonic Fire Resistance Insurance Company, Ltd.

We thank you for your custom and hope to continuing serving your infernal fireproofing needs in your next incarnation.

Sincerely,

Bob Elzebub, Customer Relations