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Yes, but say I give you a check for 1 million galaxy Credits (Good in all empires in the galaxy  )to help you. What are you going to spend it on. Will you buy resources or ships I, or another ally, could have given you, or will you use the check to buy stuff from your own people which as Emperor you could just take anyway. Money isn't just a piece of paper (or electronic credit) we all agree is worth something. Money is a guarantee that the piece of paper etc is worth part of the governments wealth. In the olden days (things were better then ) the standard was gold, and what is gold but a mineral resource. Why introduce an unnecesary element?.
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Hehe - Money isn't an unnecessary element. It's crucial. One of the reasons Communist Russia fell and why a large portion of its military has defected or is sitting rotting in dry dock. As a communist empire, they didn't feel the need to pay for unnecessary things like resources or soldiers wages. So things fell apart.
Rome also ran on money. It's an excellent lubricant for the Empire. It provides an easy way to keep the local govenors inline and a way to bribe those who you want over on your side or to provide you with information.
Look at *any* successful empire (including modern day U.S.) and you will find a vibrant monetary and economic system in place. Without it, things don't run.
Furthermore, I think it would be interesting if each of the empires in the game had their own currency, the value of which would be based on their gross production output or a combination of populace happiness plus productivity. That way, you would have true economic powers (like you do today) as opposed to military powers.
I think something akin to that would add another level to the game.
Of course, as with the rest of the options, it would be able to be turned off for those of us who have the need to just blow the hell out of their neighbor
Okay, back to work.
Cheers,
~Shane