[Greybeard]

I read that the Last few decades were below normal for hurricanes and the next few years should be above normal. This is the normal cycle. If you live in the southeast, you should plan for lots of hurricanes over the next several years.

I was wondering: why don't people build using reinforced concrete and put on metal storm shutters to minimize damage? That would seem reasonable. Must be the initial cost is too high and if stuff is damaged, the feds come in and help pay for the repairs...

I also read that the insurance losses/claims won't affect our rates in the midwest. After Andrew, they changed the laws in Florida with higher deductibles and a reisurance fund to cover catastophic losses. Sorry for the Flordia residents, but I was happy that I won't be penalized for the losses there.