[Arkcon]

Lesson to everyone. Keep a disposable camera in your car. If an accident happens, get every conceivable angle of the accident on it, let them see you do it. Call the police and file an accident report, miss a couple hours of work if you have to. Let him see you taking pictures. When it's all on paper, you can be a nice guy and let it slide, but make it look like you're going to press it all the way.

Atrocities, I feel for you. You gotta stand up to them, just a little, get a lawyer and make it look like you're gonna fight. Maybe they'll back down. You don't need points on your liscence for how many years, jacking up your insurance rates. Don't let this get you down, make this fight a little hobby -- something you do for an hour or so every couple of days. You can beat this, and have no liability. You have to believe.