[Atrocities]

You know, they put the mob out of business so the CC companies could go into business. CC are nothing more than plastic loan sharks.

The thing is there are no strong comsumer protection laws in place that protect consumers from CC companies. Universal defualts, bull [censored] late fees, over the limit fees, and unannounced interest rate hikes. Oh ya, the always famous unknown - yet oddly always approved - charges for such things as credit protection plus, thimbal collections - that you never get, map assist, road guide, and other wonderful things that you never use and never signed up for that always seem to push your limit over the top costing you even more money.

When you know your in trouble and ask the CC companies to lower your rate, they refuse. You then fail to make the payment and what do they do? They raise your interest rate to 29% and start calling and harrassing you.

Yet if you go through a credit counseling service, they always lower your rate.... WTF?

The credit card industry makes their own problems and dead beats by not working with people and by employing what should be considered illegal tactics to rip you off. And when you try and complain, you find that there is nothing you can do since the Controller of the Currency is funded by credit card companies. Go figure. If that is not a conflict of interest, no punn intended, then I do not know what is.

CC Companies = Mob
Control of the Currency (CotC) = Bought off Pigs!