Quote:
El_Phil said:
Not just increased credit limits. A 'good' credit record makes it more difficult to get a new card. There's nothing in it for the firm if you pay off the balance each month, so why give you a card in the first place?
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So thats why all CC junk mail has dried up, like i miss it.
actullay i've been debt free for over a year and half and i have more credit then i could ever afford to pay the minimum on, at the 1/40th rate.