Re: On gems
See the Conceptual Balance mods, and compare prices with/without it. It gives the balancers' view on how worthy the spells are in MP. Wrathful Skies is very good, for one, but the Army Of X spells are considerably cheaper IIRC. And the Will'O'Wisp becomes Conjuration 1, but retains the 1-gem cost, so it's probably not worth it at such high levels.
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