> I'm happy as long as the heart failure rate is factored into the cost. Hey, do women live a bit longer? 
They don't, but it was a fun idea. Could compensate the fact that women generally has slightly lower physical stats (str 9) in the game 
 
> What about your pretender? If your pretender ages, well... 
Yep, but they have lifespans of several hunderd or thousand years, so it is rarely a matter on their part.
> Do aged mages have a higher chance of recieveing a "Broken Hip" afflicition?

 In dom3 that would be 'crippled' I suppose. I believe old guys can get crippled dua to ageing, although the chance might be slim.