[MaxWilson]

Saulot,

I know the manual says Terror just forces a morale check, but I've observed that hitting units with Terror lowers their morale, whereas I don't know of anything else other than starvation that affects morale. There was a recent thread on Terror effects, and someone posted that they've seen units rout without even taking damage, only Terror, so it definitely does cause a morale check. But it also lowers morale directly, somehow.

-Max