[Endoperez]

It is good, but not good enough. Leave out the last ten points, and you just saved (124+114/2 *10) about 1190 gp. Use that to buy four or five mages. You can see which one is better, I hope. The turn-around point is somewhere between 20 and 50, depending on the quality of troops. If you get infantry, longbowmen and crossbow-wielding medium infantry like LA Man, 40 gp is still good if you really need it. Even if you only get few weak units, it might be worth it to go up to 30 or so to downplay your own casualties, e.g. when you're deep in enemy lands, or need time to reanimate your soulless reinforcements. However, 10 is plenty in most provinces, and anything over 30 is very situational.