[Darkwind]

If all the banks will be in one thread, I would like to announce the third bank--the Bank of Ulm.

We do not pretend to be the same as the other banks. Any nation may use the BoU--no nation, not even an enemy of Ulm, is blacklisted. Any nation may sign up to contribute to the BoU funds, which will be carefully recorded by Ulm itself. Ulm also offers one thing the others do not--a gem store. Nations may take loaned gems from the BoU at a 10%, non-compounded interest rate, rounded up, for gem loans of less than 10 gems. 10-40 gem loans are a 5% interest rate. Gem loans of 40-100 are 2.5%. Finally, 100+ loans are 1%. Gold may be loaned at a 2%, compounded rate. One may even dip into the stores of Ulm itself--at 3x the interest, of course. All debts of 750+ gold or 65+ gems will be posted in the Bank thread.

Finally, for those not interested in other options, the Bank of Ulm may open up an item branch, handled only by the most trustworhy nations. Remember--search for diversity, search for a cheap option, search for Ulm!

Also, in order to entice funds, the Bank of Ulm will provide a 1% interest on all deposits into the Bank. After 12 turns, deposits may be taken back out; no less than one year.