Re: Newbish question
Luck affects events and appearance of national heroes. Events can be good or bad, ranging from few magical gems or few hundred extra gp to 3000 gp, magic item and gems. Bad events range from little extra unrest or destroyed temple to hordes of barbarians or knights attacking one of your provinces.
Some nations have VERY good heroes, and some nations have heroes that are so weak to be almost useless. Sometimes the same nation has both types. Heroes can appear if you have anything but Misfortune 3, but the chances of getting them are much better with Luck.
Because Order scale gives money and makes events less rare, taking Order and Luck together is usually avoided because they don't synergize well. Taking Turmoil and Misfortune together, on the other hand, is VERY bad for you nation and something you shouldn't really even consider. It's usually best to go all out if you take one; Luck 3 allows for some very good events, while Order 3 protects you from bad events so you can probably afford Misfortune 1. Order is better for money, but the gems you get from events tend to really pile up in longer games, and while gold events from Luck 3 aren't as reliable as Order 3 your starting position has more effect on your income than the difference between the two.
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