Well, you'll need to use some kind of payment processing system, after all. PayPal is the de-facto standard for payment on eBay, especially when it comes to international payments for overseas auctions. That was even the case before eBay bought them some years ago (and the reason they did it). PayPal offers a multitude of possibilities to charge for payments, may it be credit card, wire transfer or other debit transfer system. So in case you do have money somewhere, PayPal enables you to spend it relatively easy. Including protection against fraud and insurance on payments for eBay.
My nick is indeed spelled L-C-H for those who use a sans-serif font and haven't noted. Some german guy on another board I frequented years ago even made an elk sig graphic for me because he thought that it's derived from the german "Elch". Neither of those is the case, though.
Also, my avatar is from this short film:
http://youtube.com/watch?v=PYw8fXiWNDk which was later redone with a different voice, by Terry Farrel, for Six. Which sucked. Then they made a TV series out of it some years later which sucked, and a movie which sucked, too. But I like that short film. I had the avatar in greater resolution before but I lost the picture, the original vanished in the depths of the internet, and I extracted the avatar image that I use now from my Windows XP logon screen.