[Zeldor]

The only moment misfortune can kill you are first 10 turns. Talking about O3/Mi2 you can get some ugly unrest events. Like really ugly events that shouldn't exist at all - for example 60 unrest from one event [it is possible to get over 100 unrest in one turn, 2 events]. That can really screw you. But that is quite small risk compared to what you get for that points [and you can always join a new game, instead of slowly losing].