The last time I played Misf3, at one point I lost 3 provinces in 2 turns to barbarian/knight attacks. My economy was already in bad shape (I can't figure out why
), and losing a couple of temples really did me no kinds of good.
Some of my builds go Misf2, but even that can be a bit of a hassle, if you have crappy PD.
Wish I had your luck with Misfortune.