Re: MA Ulm - you called me a forge what?
Even with Drain, Luck does give gems. It might lower the amount of gems you get slightly, and/or make good events more rare, and I'm pretty sure item events are much more rare. But yes, it does give gems, and when few gems are all you need for an item, it can be nice.
As I said before, I'd still take Order 3 for MA Ulm and Luck only if I already had the important stuff like good magic for the pretender, maxed Order/Production, perhaps a pick of Growth to keep the Smiths from getting diseased etc.
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