[gingertanker]

You do realise that HEAT is used against soft targets alot in real life, non emergency situations? Lets take Israeli tanks, as its my only area of real first hand knowledge:
There is no such thing as a HE 105mm in israeli tanks. There is HEAT, HEP/HESH, Flachette, and APAM. Same for 120mm. HESH is an ancient ammo now almost never used. An IDF tank usually has a HEAT in the chamber, to fire at any immidiate threat. This is because heat has an AT and anti-perssonel abiliety. So you end up shooting alot of HEAT at inf, soft vehicles and what not.