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The Horror Harmonica can get you into trouble if you're not careful.

In one MP game I had a sneaking unit of mine discovered in a castle province being patrolled by a large enemy army. An enemy commander was wielding the Horror Harmonica and was scripted to cast. My scout got killed on the first turn of the battle by a Bag of Winds, but the enemy army then proceeded to fight the Horrors that continued to be spawned by the harmonica commander. There were quite a few mages blasting away with area-damage spells, and they even fired off a few BEs. Total chaos, and very funny to watch the enemy army mostly self-destruct, all because they discovered my sneaking unit.

The Oath Rod of Kurgi is horrible. It feebleminds any friendly commanders in the same province as the wielder. If you have one unit wielding but the Rod and Harmonica, but are spending turns casting Horror Mark instead of Send Horror, you can get killed before your first Horror gets summoned.

I like the Twin Spear, but I have had problems when I wear Boots of Quickness and fire off more than one Lesser Horror per battle turn. It's best just to cast a couple then retreat, if you're using it for raiding, and don't bother wielding anything else just in case you die.