Hi fellas.
Well, since I made that post all those years ago -- I've learned a few things about playing Dom3 and mostly about dealing with the nastier things that can happen. Personally, I'm always fond of playing an Immortal god if I'm going to go SC'ing around. But its not really necessary...
At least if I'm immortal its like, "Huh. That was interesting. Mmm coffee." But otherwise I like to ... become powerful really fast. Seriously. The meaner horrors are pretty horrific (unsurprisingly) but yeah, there are some good spells you can do to sort them out. Having a commander guarded by a solid group of guys helps a lot. With the right spells it doesn't take too much to kill them. That said I find the non-humanoid's like the Wyrm to be quite a bit less capable for dealing with them. Some of the higher level, more powerful spells are really extremely powerful... its worth going for a few of them early on if your gonna take a personal hand in things.
If you end up having to fight off horrors, well, yeah, script in a few of your meaner spells and sort them out. It just means in a regular combat a few poor enemy militia get hit by some really nasty stuff and die spectacularly
After a while, I find visiting horrors to be manageable. I just take solace that when I am the one true god, I will take a really, really, personal sort of revenge on those guys for the trouble.