[13lackGu4rd]

"home hit" as in what? vampire count/bogus/troglodytes even that actually conquered your capital or other things like plague(kills off 1/5th of your population, huge if on capital) or lighter things like unrest, etc...?

also, I assume you're talking about SP, in which case it's really up to you. but as long as it's not something very very unlucky(as in you lost your capital to indies on turn 5) than I'd say keep going, cause these things can also happen in MP, and than it's harder to just quit because you suffered an unlucky event(even the plague), but well, if you lose your capital on turn5 than you probably can't take it back quickly either. if you can than obviously keep going, if not than I guess giving up is alright in that situation...