check out : www.vonage.com
Vonage recentlt won a court case that has opened up many states to them. In my area, it's available through BestBuy. To use it, you need either DSL ot Cable Intenet. As far as it being packaged, that will probably be a local / regional thing.
I would be curious if anybody's tried it.
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Hard Work Often Pays Off After Time, BUT Laziness Always Pays Off Now.