Misfortune

[Norfleet]

Misfortune, at least up to Misfortune-2, is mostly just a mild annoyance. Misfortune-3 can start to become slightly painful. The contrasting option, Luck, does very little to negate these annoyances, so you'll suffer nearly as much irritation, if not more so, at the feeling that crap STILL happens, and you paid for this not to happen! At least with Misfortune, you don't feel so irritated because you're getting what you paid for.