More proof that no good deed goes unpunished

[Atrocities]

So should I return the rental and just stay home until my truck is repaired? Or keep the rental and hope that I can recover my money via small claims court?

You can only sue for X and X is really up to the judge and if s/he is in a bad mood that day...... you pay.

Something as simple as a fender bender has to be blown all out of proportion because State Farm and Farmers have to assign % blaim when there is none. Could some one please explain this to me and why something hasn't been done about it?