OT: Apophis is going to kill us all

[Captain Kwok]

I should be fine assuming it hits someplace insignificant like Riverside CA.

[Atrocities]

With my luck it will hit my house. (Right after I get it paid off.) :0

[rstaats10]

Does our Homeowner's insurance cover impact events? I saw the movie Asteroid, the other day on sci fi channell, and an asteroid hit Texas. Didn't wipe out the earth but would have flattened my house pretty good.

[dogscoff]

rstaats: I think you misunderstand the intent of insurance. Here's how it's supposed to work (from my experience, anyway).

1 - Customers give money to the insurance company.
2 - Insurance Company never gives any of it back to anyone, ever, under any circumstance whatsoever.

Hope that clears it up for you =-)

[Santiago]

I thought the title, "Apophis is going to kill us all ", meant that Goa'uld from Stargate

[Baron Munchausen]

dogscoff said:
rstaats: I think you misunderstand the intent of insurance. Here's how it's supposed to work (from my experience, anyway).

1 - Customers give money to the insurance company.
2 - Insurance Company never gives any of it back to anyone, ever, under any circumstance whatsoever.

Hope that clears it up for you =-)

That's a slight over-simplification, though. The actual steps are:

1 - Customers give money to insurance company
2 - Insurance company invests money
3 - Insurance company pays dividends to investors (stock owners)
4 - Insurance company never gives money back to customers

There ya go.

[Spectarofdeath]

I believe you forgot a few steps in between 3-4.

1 - Customers give money to insurance company
2 - Insurance company invests money
3 - Insurance company pays dividends to investors (stock owners)
3a - Major disaster occurs that insurance is supposed to cover, insurance company figures out a way (aka makes up some bs)to deny all claims relating to said disaster.
3b - Issue goes to court and insurance company places a few well placed bribes to win the day and changes all policies to reflect new changes.
3c - Insurance company raises all premiums on ALL policies due to "Extreme court costs and costs of having to pay for all those victims of the recent disaster."
4 - Insurance company never gives money back to customers

[rstaats10]

dogscoff said:
rstaats: I think you misunderstand the intent of insurance. Here's how it's supposed to work (from my experience, anyway).

1 - Customers give money to the insurance company.
2 - Insurance Company never gives any of it back to anyone, ever, under any circumstance whatsoever.

Hope that clears it up for you =-)

Yea I know. I was just being facetious asking a rhetorical question I knew the answer to. I am sure you could find an add on to your homeowners policy for this. ha. Just pay the premiums for 20+ years then if this asteroid hits the house the insurance company will find a way around it to not pay.

and btw Stargate fans, myself included, Apophis will be coming to earth in his mothership soon. I am making a Starfury-Stargate Mod that will be a lot of fun.

[narf poit chez BOOM]

Yep and having insurance is a legal requirement for some things, so you can't get out of paying.

[Spectarofdeath]

It's a nice way of telling medium/lower level income people that rich people deserve to steal your money and theres not a damn thing you will ever do about it until you change the system...wait....the system is run by rich people....so ...yeah, your just screwed 6 ways from sunday.