GD Insurance companies!
Here's the story you be the judge;
I go to my uncles to help him with his computer. While I am there the nieghbor from the across the street backs out of here drive way, crosses the street and hits my legally parked vehicle. Luckly at this instant I am walking out with my uncle to leave and she comes up and tells us what she did. I think because she thought we saw here do it and were coming out side to find out what had happend.
Any ways we exchange insurance info and I leave. The damage is mildly significant so I go ahead and take the truck down to the auto body place this morning. I had called her insurance company when I had gotten home the night before and was given a claim number. While I am at the auto body place, her insurance company calls my house and leaves a message saying that their insured is not liable for the accident because I was not in my vehicle at the time of the accident. WTF!!!!
Ok I had no idea they had called so I go ahead and get the rental car. As any of you who have rented a car from Hertz know, you always get the supplemental insurance to cover dings and dents that they never fix but will bill the hell out of you for. That costs $15.00 a day. Now I am driving a 2004 Montero Sport and not really liking it, but it will have to do.
The repair time on my truck was estimated at 10 days. 10 x $15 = $150.00 that I am now out of pocket for.
I get home and hear the message that State Farm left so I call them up. Talk about rude SOB's. My God they were rude to me. Any who, they say that their insured said that I was illegally parked and prevented her from leaving her drive way. That, get this, my vehicle was "strategically placed" in her blind spot and was "dilibrately hidden" from view and when she backed out of her drive way, she could not see my "illegally parked" vehicle and struck it.
First and foremost the truck was legally parked, can prove this wihout a doubt. Second it was parked under a steet lamp so it was quite visiable. Third, she crossed over 24 feet of road and HIT my truck which was legally parked under a street lamp.
I explain this calmly to the rude ***** on the phone but she held the insurance party line that I am at least 50% liable for the accident. WTF!!!!
I call my insurance company, Famers, and ask them what to do. Do you know what they told me? Yup you guessed it, they will have to investigate the accident because it sounds like to them that I may be partially responsible for the accident. WTF!!!!
Evidently, simply by being hit I am partially responsible for the accident because if I "had stayed home" then the accident would not have occured.
I [censored] you not, that was exactly what my "own" insurance agent told me.
I am just utterly frelling sick to my stomic. Every time I do someone a favor it ends up costing me $$$$.
Because the insurance company is now dragging its feet, the repair time on my truck is by viture going to take longer and that means I will have too pay for extra days of insurance for this GD rental.
Oh sure I could drop the rental insurance, but
I know from past experience that they will bill the hell out of me for every little nick, ding, gash, or other even if it was there before I rented the vehicle. And another thing, and I am now kicking myself for not thinking of it, they never did an inspection of the vehicle before they rented it to me.
I am considereing the possiblity of suing this lady in small claims court for the cost of the additional insurrance and any other costs that I am will encure as a result of this fender bender. With my luck I will be told that I SOL and end up having to pay her.
Like I said, no good deed goes unpunished. WTF.
More proof that no good deed goes unpunished
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