Re: Mercenaries question
(1) No. But you lose the *use* of the gold in the turn in which you bid...you get it back next turn if you lose.
(2) Yes it should be...but...
You may be ignoring the fact that mercenaries are employed from a specific territory, and if that territory is taken from you, you lose the mercenaries.
Some folks gamble that they will win the battle they face the next turn and hire from provinces they do not yet own. Others might not be paying attention and hire from a border province next to a large enemy army which is taken before the mercenary can be employed.
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