Call God...

[Chazar]

This must have been discussed before, but I could not find it. Link appreciated.

Does anyone else here think that loosing one point in each path for being killed is somewhat unfair or unbalanced?

I mean being stupid enough to get yourself killed should be bad experience indeed, while being immortal should be a big boon, but why should it be much more lethal for a rainbow pretender to be killed? Why is there no penalty at all for non-magic pretenders?