OT - T-Boned - Page 2

Randallw · #1 March 25th, 2005, 12:05 AM

My sister was once stopped at an intersection when a Fire Engine came up behind her with its sirens blaring. The Driver could see that there was no space, but his supervisor told him to squeeze through. Ripped the rear left side in half. She was a bit shaken, and it turned up on the news. Car was a write off.

Atrocities · #2 March 25th, 2005, 02:33 AM

Don't forget to ask about compensation for LOST OF VALUE, a recked car, even one that has been rebuilt, still looses a significant portion of its value. (Oregon Law provides for this.)

I feel for you Tesco... I am glad you are alright. Can you post details?

rdouglass · #3 March 25th, 2005, 02:38 PM

Yes, the important part is you weren't hurt. I know it's a pain in the a$$ but things can be replaced. People can't (unless you ask your boss!)

se5a · #4 March 25th, 2005, 06:12 PM

a frend of a frend (yea this MAY be an urban myth...) was following this lady who, at each intersection read the newspaper while waiting for the lights to change, she knew when to go when the cars behind her started tooting.
this guy however, getting sick of loosing green light time tooted while the light was still red, sure enough, she floored it, and got T-boned.

actualy, the way my frend told it, he was in the car as well, so it may not be an myth, but then, with him you never know.

Atrocities · #5 March 26th, 2005, 12:54 AM

People are inherently stupid.

narf poit chez BOOM · #6 March 26th, 2005, 02:38 AM

Generally, one person makes more sense than a crowd.

tesco samoa · #7 March 29th, 2005, 01:24 PM

the person who hit me.... no insurance

more headaches... how can someone drive with no insurance

Strategia_In_Ultima · #8 March 29th, 2005, 02:57 PM

Tesco shame about the car but glad you're OK. IMO the law we have here as well (next to Germany, Canada, and the rest of the EU, and perhaps other countries as well) should be passed everywhere. OK, if you're a filthy rich A-hole, you could pay the damage to another person's car plus compensation, but if you've just barely managed to get enough money to actually BUY a car (and you drive a Trabant or Lada), you'll need insurance.

Ragnarok · #9 March 29th, 2005, 03:15 PM

In the US, or at least in Indiana, you are required to have full coverage insurance if you have a note/loan out on the car. For example, I had to get a loan to buy my current car and until I pay that loan off I will have to keep full coverage insurance. Once my loan is paid off I will be able to drop that full coverage to just liability insurance. I will choose to keep full coverage, however, as we have idiots around this part of the woods and I have almost been hit many times.

rdouglass · #10 March 29th, 2005, 04:17 PM

In my home state of Maine, you can buy a car and get a license without insurance but you cannot register the vehicle without minimum liability insurance on the VEHICLE itself. SO no matter who is driving, the theory is that the vehicle will be insured for liability losses regardless.

Of course there are always those lawbreakers.

EDIT: And I think the requirement for having collision insurance on a vehicle that has a bank loan comes from the bank / loan agreement and not the law. I work for a rather large insurance agency (quickly ducks) and am kinda' familiar with those types of things. The law is geared to protect the liability aspect and not the bank. The banks put that stipulation in there to protect their investment (how would they repo a totalled vehicle anyways) and not to fulfill the law.