Ye New Galactic Bar & Grill & Phong's Head Cantina - After Hours

[Gryphin]

Tigga,
What is up with me. That is a very good question. On one hand I feel great! On the other
hand, I just dont have the impulsesive nature anymore.
I have become very careful and very practical.
When we meet in the Galactic Bash, I will still run my Torps up your nacelles.

[Growltigga]

Originally posted by Gryphin:
I will still run my Torps up your nacelles.

Oh, it is YOU putting up THOSE cards advertising THOSE services in the phone boxes then..

Sorry to hear that you are not firing on all cylinders me old muckerjee, perhaps you need a holiday or a new job or summat else. I was feeling very much the same and then went to Japan for the world cup, that has given me a new lease of life (as well as a huge overdraft) and the prospect of kittens is also making me feel quite bucked up (note: a few letters in the alphabet away from how I normally feel)

[Gryphin]

Yes, "Have Torps, Will Travel"

(Um, and just for the record, there is no metaphore intended) I do not "bat off the other wickket", or what ever the expression is.

I'll live. I do find I can now spend hours analyzing the numbers in SE IV. I can now handle much larger empires.

[dogscoff]

Gryph - why do you need your Gold CD to patch your game? Just download the patch and run it.

[Fyron]

Dogscoff, the patches are funny. Sometimes, they think that the se4 executable isn't what it is supposed to be, and you can't patch it. So, you have to reinstall se4.

[dogscoff]

Re: Patching problems.
Wierd. I have to admit I've never seen that. Could it be something to do with having Gold and Classic installed on the same machine?

*Dogscoff pulls up outside the Cantina in his new company battle cruiser, Wave Motion Guns still smoking from a fly-past of Swindon. He flips a coin to the tyrannosaurus, who is now employed as a parking valet. Dogscoff silently questions the wisdom of giving such a job to a creature with a brain the size of a chocolate-coated peanut and teeth longer than its arms, but decides to let it go- He's in a good mood.

He struts in with his personal assistants, his wellbeing enforcement advisor and an odd craving for Greek food, all the while desperately hoping someone will notice his new suit: Following the new pimp-chic trend pioneered by Tesco Samoa's avatar, Dogscoff is wearing a highly expensive crushed velvet suit in deep purple, with matching fedora and an ankle-length baby ewok-fur overcoat, all accessorised with a silver-handled pimping cane. It's hungry work quality testing the Tigg-Scoff plc's Narcotics and 'Play' Aids Division, and his personal assistants in particular are looking exhausted from the morning's business.

One of the assistants orders him a stein and a gyros (with an extra portion of that that mint yoghurt stuff, "to take back to the office", the assistant suggests with a smile) and Doris opts for the calimari. Poor Dermott.

[ August 16, 2002, 11:03: Message edited by: dogscoff ]

[Gryphin]

I probalby do have both installed. I'll see. I may have to order a new copy and put it ih a Swilss vault or something.

[dogscoff]

Where's 'Tigga today? I thought his holiday wan't 'til next week..?

[CNCRaymond]

This is a good question. I came acrossed it while reading New Posts. It stunned me. I had never before wondered where my money was going, and now, I can't help but wonder. Please read.

I was wondering if perhaps you could tell me something. Recently my house payment was increased in order to keep pace with my Escrow Account needs. Evidently my Property Tax increased, thus the need for more money in my Escrow account increased. My question is a simple one, and one that no mortgage company will answer, or at least the ones that I have called.

Who keeps the interest earned off of these Escrow Accounts? You have literally millions of Escrow Accounts with anywhere from $1,000 to $10,000 dollars in them, all earning interest. The money in these Escrow accounts belongs to the people who put it there, however, the Bank appear to be keeping this money for them selves.

Would it not be an interesting story to find out where this money is going? I mean I could surely use the interest off of my Escrow Account to pay down my principle on my mortgage.

In some cases these mortgage companies will "over estimate" your Escrow Account needs, and draw in extra cash for a very long period of time. Then eventually they will send you letter telling you that you over paid, and a refund of X amount is being sent back to you. Where did the interest on the X amount go? I mean if your late making a house payment, they charge you X amount in late fees to cover X amount in interest, so why not pay you X amount in interest on the money they held? Simple answer: They want to keep the money for themselves. Its free money to them, and they love free money. However, it really is not free for us because we are the ones paying it.

Where does the interest money on my Escrow Account go?

Thank you for your time.

Where does the interest, if accumulated, go?

[Trajan]

Gentlemen
This is a very good question indeed.

Recently my house payment was increased in order to keep pace with my Escrow Account needs. Evidently my Property Tax increased, thus the need for more money in my Escrow account increased....

...Who keeps the interest earned off of these Escrow Accounts?

My house payment also went up to account for the increase in my Property Tax. I imagine that the bank keeps the interest on the account as a fee for managing the account. Although I could be wrong. It may be that the account's interest is rolled back in. I will have to ask my wife if she knows, since she keeps a closer watch on that particular account.

Cheers!
Trajan

[ August 16, 2002, 15:17: Message edited by: Trajan ]