Can you get the best random events w/o Luck +3?

[The_Duke]

Hmmm,

I really love random events, especially positive ones

BUT, I have played several games with +3 Turmoil +3 Luck and other with +3 Order, and I just cant make up my mind what is better, monetary wise.

Does the positive events really make up for the –21% in income? (I know it is not exactly 21%, it depends on a lot of things). Yeah, the +1500 pesos every now ant then is great, but a loss of income for every province you own every turn.

Secondly, does the +3 magic give you gems? Isn’t the gems just a positive event, nothing to do with your magic setting?