Re: OT - T-Boned
It's not that people choose to ignore insurance - it's because they can't afford it in many cases, but need a car to work etc. Crazy insurance costs in Ontario make this situation very common - like paying $5,000 a year for a vehicle that doesn't even cost that and not necessarily because you are a bad driver...
Like say you drove for 20yrs with a good record and then lost your job and didn't have a car for a couple of years and no insurance, but then get a job that requires a car and then the insurance companies want to charge you as a new driver etc. What to do? Take the risk?
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