Luck?

[The Panther]

Manuk said:
On a turn I was reading messages: Faithful people built a temple for me in province x.
There was no temple there...
So I read next message: An earthquake or something destroyed my temple in province x.(I wonder if those faithful lied me 2 times or I´m just unlucky because I never saw the damn temple)

The events happen in the order listed in the message screen. Thus, your faithful servents built a temple. It existed in cyber space only until the earthquake immediately destroyed it.

In the base game (without mods), the turmoil/luck setting does not work very well at all. The bad events still happen with alarming regularity while the good events are not anywhere near on a par with the bad events. I mean, 5 air gems in a mirror is certainly not compensation for your arcane laboratory burning down and losing the 200 gold plus all the mages who cannot research or construct artifacts for a whole turn.

You are far better off going order + mistfortune. Avoid mistfortune 3, as there are some really, really bad events that can happen only at the level 3 setting. Losing half your popoulation in your capitol on Turn 2 is a real killer indeed.