electronic delivery

[Gandalf Parker]

Everything has its pros and cons. There are some nasty possibilities in digital downloads. Every game company seems to be looking at it and coming up with their own way of doing things. Steam, or the way GalCiv does it, or the way Matrix does it. Ive helped put in place alot of things LIKE that, even credit card processing, but I wouldnt want the headache of writing a digital download system. And so far no one has released a tried-and-true package for doing it the way you can easily add secure versions of forums, customer support, or standard shopping cart like Shrapnel uses now. In fact, only recently Steam has popped up as a system you can join to handle it. Nice system but joining it instantly creates screams of "boycott this company" in the gaming newsgroups.

Im sure they are keeping an eye no the way all of this is going. But having seen some of the crash-and-burns Im glad that Shrapnel doesnt jump TOO quick on the bandwagon.

Sidenote: You dont use a MAJOR credit card when you order online do you? As someone who works with ISPs and online services I HIGHLY recommend getting a little $200 limit card with some bank NOT your main one and DONT tie it into anything (no automatic cash transfer stuff). Mark it as your "Internet Credit Card" and only use that one online.

Gandalf Parker

[Hiro_Antagonist]

Gandalf Parker said:
Sidenote: You dont use a MAJOR credit card when you order online do you? As someone who works with ISPs and online services I HIGHLY recommend getting a little $200 limit card with some bank NOT your main one and DONT tie it into anything (no automatic cash transfer stuff). Mark it as your "Internet Credit Card" and only use that one online.

This only feeds internet shopping paranoia.

Your credit card number is *far* more likely to be seen and handled by other human beings who could malicously abuse it in many physical stores, and especially phone-based ordering. In those cases, human beings have access to your credit card numbers and can do whatever they want with them. There is no technology protecting you -- only the theoretical honesty of the minimum wage clerk across the counter/phone, and however many other people at the same store. (Though thankfully, many large/modern stores now have the digital card-sliders where you no longer have to give your cards to other people, so that's less of an issue these days.)

Ordering over the phone is the absolute worst, no question, and yet people do it all the time without fear, from ordering sweaters to giving donations to ordering pizzas

In contrast, almost every online retailer uses SSL (protecting the channel from you to them), and reasonably protected server-side processes where no human being ever even sees your number. Yes, there is the occassinal hacking, but the occurance and opportunity rates are far less than in traditional channels.

Fact is, ordering online is one of the safest ways to buy something with a credit card, short of using the personal card sliders that most major retail outlets have these days.

-Hiro_Antagonist

[Leslie]

After reading an article in Reader's Digest, I might buy a very rare item online with my credit card, but I have ZERO desire to use that credit card ANTWHERE in the brick and mortar world.

The article was frankly shocking.

[Gandalf Parker]

Actually thats rightconcerning real life dangers to your credit. I make the same recommendation all the time to purchasing anywhere. Never use a major credit card to make non-major purchases. Get a little $200 limit card that is not tied to any major account and use it for gas and restaurants. Those are the most likely places to lose control of your account.

But as I said, I work for ISPs. What you said about SSL and such is true but man-in-the-middle attacks are almost mythical. Spyware on a users machine is far more likely. And no matter how many times I recommend it, very few companies bother to keep their accounting systems (the ones that store the info) completely off of the net.

Gandalf Parker

[Ond]

If you shop online at well known sites such as Amazon, Play, Ebay, Party Poker, Microsoft, etc your card is fine. I have shopped online for about 10 years, several times every month, and I have not once had a problem with anything.

I spend more money shopping online a month than I do at my local grocery store, or my local gas station.

Its the future, weather you like it or not.

Obviously if you go to more obscure sites (porn sites being a good example) you are trusting your card info with the wrong type of people.

Readers Digest? Oh come on.

Like Hiro mentioned earlier in this thread - ordering online is one of the safest ways to shop.

[Sammas]

I'd definitely be much more inclined to buy if download was an option. Games are impulse buys - waiting for a week is a real turn-off.