Conceptual Balance (Discussion)

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Well, I think the problem with Luck/Misf is rather with ..events themselves !
As Zen said they were not scaled to new gold standard
Plus we still get the damned Militia as "good" event
And then some gamebreaking events (such as Plague) can occur even with Luck and Growth on the first game turn !! So the best solution is to have the less possible events (Order3) and just hope the bad won't occur too soon - after that they're not that bad.

With that there's really few point in taking Luck, the good'ol O3/M3 combo is still the thing to do.
But no amount of balance tweaking will solve the real issue, the real solution would be that events become moddable...