The First Mega Game International Bank

Ironhawk · #1 May 8th, 2008, 06:03 PM

Why would anyone go through all this just to get some extra gold when they can just jack up thier taxes??

It even has exactly the same mechanic - more gold now at the cost of less gold later. The only bank to provide an interesting service is the Bank of Ulm, because they loan gems.

Darkwind · #2 May 8th, 2008, 06:06 PM

Jacking up taxes also kills population--sure, 200% tax rate will get you the same amount of gold, but it'll kill quite a bit of population and affect everything in that province. Not to mention that you need units to keep the unrest low, which somewhat dampens the use of increasing taxes. Unless you use undead to patrol, which is usually hard to do unless you're Ermor.

And don't forget, if the population demands it, the Bank of Ulm will open an item branch.

hunt11 · #3 May 8th, 2008, 06:25 PM

As long as the people who control the loans are honest this could work out very well. For item forging Bogarus would have an easier time, because as long as they get Baba Yaga they can forge anything

lch · #4 May 8th, 2008, 10:11 PM

Now I feel like jumping in that MegaGame just to take loans from everybody and not pay a single cent back.

Lingchih · #5 May 8th, 2008, 11:17 PM

Yeah, I have to say too that I would have little interest in paying a loan back, unless the bank in question was next to me, and could come kick my *** to get their money back. Which would be extremely unlikely early game, in a game this huge.

Of course I would be blacklisted for that, but I would get that initial 1000 gold or whatever... very useful in the early game. And, I would know right off the bat who my enemies were (the Banks).

Omnirizon · #6 May 9th, 2008, 01:28 AM

don't take loans from these shysters!!!

They give a little money to help get you going, but then you have to adhere to their "structural adjustment policy", and next thing you know you're their forge beyotch.

Darkwind · #7 May 9th, 2008, 07:25 AM

Quote:

Lingchih said:
Yeah, I have to say too that I would have little interest in paying a loan back, unless the bank in question was next to me, and could come kick my *** to get their money back. Which would be extremely unlikely early game, in a game this huge.

Of course I would be blacklisted for that, but I would get that initial 1000 gold or whatever... very useful in the early game. And, I would know right off the bat who my enemies were (the Banks).

You forget, people might be angry when they learn the Bank doesn't their 900 gold since someone stole it.

Quote:

don't take loans from these shysters!!!

They give a little money to help get you going, but then you have to adhere to their "structural adjustment policy", and next thing you know you're their forge beyotch.

Ulm is Ulm's forge beyotch. See? The BoU is the best option, ignore those other fools!

Janlm · #8 May 9th, 2008, 10:29 AM

Its not very polite to copy a concept and then advertise your copied concept in the originals advertisement i think

AreaOfEffect · #9 May 9th, 2008, 10:33 AM

Quote:

Now I feel like jumping in that MegaGame just to take loans from everybody and not pay a single cent back.

I'm a believer of player honesty. You could of course regard me as a fool, however, I don't consider online gaming to be anything like a vacuous environment. Yeah you could take the money and run, but that experience will carry over to other games. Besides, what makes you think I'm not already constructing the blacklist...