Some more question about morale check ...

[Graeme Dice]

Originally posted by Nagot Gick Fel:
All cause a morale check. The morale loss from Panic is lesser but Panic covers a larger area.

I believe that the morale loss is the same between Panic and Terror, but that the morale check is harder for terror than panic. Panic is made at -3, while terror is made at -5 if I remember correctly.